12
Tables of Information
12.1
The following table details the PRA General Insurance Business Reporting Categories:
| Category Number | PRA general insurance business reporting category | Map to classes of business in Schedule 1 of the RAO | |
|---|---|---|---|
| 001 | Total business (category numbers 002 and 003 combined). | N/A | |
| 002 | Total Primary (Direct) and Facultative Business (category numbers 110, 120, 160, 180, 220, 260, 270, 280, 330, 340, 350 and 400 combined). | N/A | |
| 003 | Total Treaty Reinsurance Accepted Business (category numbers 500, 600 and 700 combined). | N/A | |
| Primary (Direct) and Facultative Personal Lines Business | |||
| 110 | Total primary (direct) and facultative accident & health (category numbers 111 to 114 combined). | ||
| 111 | Medical expenses Contracts of insurance (other than treaty reinsurance contracts) providing benefits in the nature of indemnity, with or without limit, against risks of loss to the persons insured attributable to their incurring the cost of medical treatment for sickness or infirmity or injuries sustained. |
1, 2 | |
| 112 | HealthCare cash plan Contracts of insurance (other than treaty reinsurance contracts) providing fixed pecuniary benefits against risks of the persons insured requiring health care for sickness, or infirmity or injuries sustained. |
2 | |
| 113 | Travel Contracts of insurance (other than treaty reinsurance contracts) against a combination of risks of loss to the persons insured attributable to their travelling, or to their making of travel arrangements, and which fall within classes 1, 2, 8, 9, 17 or 18 and do not fall within category number 160 (Household and domestic all risks). |
1, 2, 8, 9, 17, 18 | |
| 114 | Personal accident or sickness Contracts of insurance (other than treaty reinsurance contracts) which fall within classes 1 or 2 and which do not fall within category numbers 111 (Medical expenses), 112 (HealthCare cash plans), 113 (Travel), 114(p), 182 (Creditor). |
1, 2 | |
| 114(p) | Personal accident as a result of insured travelling as a passenger Contracts of insurance (other than treaty reinsurance contracts) against risks of death of, or injury to, passengers which the insurer elects to allocate to category numbers 112 to 123, 221 to 223, 331 to 333 or 341 to 347, notwithstanding that they would also fall within the definition of category number 114. |
1 | |
| 120 | Total primary (direct) and facultative personal motor business (category numbers 121 to 123 combined). | 3, 10 | |
| 121 | Private motor comprehensive Contracts of insurance (other than treaty reinsurance contracts) against loss of, or damage to, motor vehicles used on land and against the risks of persons insured incurring liabilities to third parties arising out of or in connection with the use of motor vehicles on land, where the motor vehicle has more than two wheels and is not a motorcycle with side-car and: |
3, 10 | |
| (a) | the primary purpose of each vehicle insured on the contract is to transport nine or fewer non-fare paying persons and each motor vehicle insured on the contract is individually rated; | ||
| (b) | the primary purpose of each vehicle insured on the contract is to transport nine of fewer non-fare paying persons, the persons insured are not a body corporate or partnership, and the number of vehicles insured on the contract is three or less; or | ||
| (c) | the primary purpose of each vehicle insured on the contract is to transport ten or more non-fare paying persons, the persons insured are not a body corporate or partnership and each motor vehicle insured on the contract is individually rated. | ||
| Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. | |||
| 122 | Private motor non-comprehensive Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of motor vehicles on land or against loss of or damage to motor vehicles used on land arising only from fire or theft, where the motor vehicle has more than two wheels and is not a motorcycle with side-car and: |
3, 10 | |
| (a) | the primary purpose of each vehicle insured on the contract is to transport nine or fewer non-fare paying persons and each motor vehicle insured on the contract is individually rated; | ||
| (b) | the primary purpose of each vehicle insured on the contract is to transport nine of fewer non-fare paying persons, the persons insured are not a body corporate or partnership, and the number of vehicles insured on the contract is three or less; or | ||
| (c) | the primary purpose of each vehicle insured on the contract is to transport ten or more non-fare paying persons, the persons insured are not a body corporate or partnership and each motor vehicle insured on the contract is individually rated. | ||
| Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. | |||
| 123 | Motor cycle Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to two-wheeled motor vehicles or motor cycles with a side car used on land and or against the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of such vehicles on land. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
3, 10 | |
| 160 | Primary (direct) and facultative household and domestic all risks Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to any of: |
8, 9 | |
| (a) | structure of domestic properties; | ||
| (b) | contents of domestic properties; or | ||
| (c) | contents of domestic properties and personal items. | ||
| Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to structure of domestic properties and against risks to the persons insured incurring liabilities to third parties arising out of injuries sustained within the boundary of a domestic property. | |||
| 180 | Total primary (direct) and facultative personal lines financial loss business (category numbers 181 to 187 combined). |
||
| 181 | Assistance Contracts of insurance (other than treaty reinsurance contracts) which: |
18 | |
| (a) | fall within class 18 (such as contracts relating to vehicle assistance, household assistance and legal expense helpline); and | ||
| (b) | do not fall within category number 113 (Travel). | ||
| 182 | Creditor Contracts of insurance (other than treaty reinsurance contracts) against the risk that the persons insured sustain injury, suffer sickness or infirmity, suffer loss of income due to causes that may or may not be specified in the contract, where the benefits payable under the contract relate to loans, credit card balances or other debts and the contract does not fall within category number 185 (Mortgage indemnity). |
1, 2, 16 | |
| 183 | Extended warranty Contracts of insurance (other than treaty reinsurance contracts) against the risks of loss to the persons insured attributable to failure of a product, where the purpose of the contract is to put the persons insured in the position as if the manufacturer’s or vendor’s warranty on the product is extended for a period of time or is extended in the scope. |
16 | |
| 184 | Legal expenses Contracts of insurance (other than treaty reinsurance contracts) against the risks of loss to the persons insured attributable to their incurring legal expenses including cost of litigation that do not fall within category number 120. |
17 | |
| 185 | Mortgage indemnity Contracts of insurance (other than treaty reinsurance contracts) against risks of loss to the persons insured arising from the failure of debtors of theirs to pay debts relating to the purchase of a property when due and the persons insured being unable to recover the full amount of any outstanding debt by selling the property concerned. |
14 | |
| 186 | Pet insurance Contracts of insurance (other than treaty reinsurance contracts) against risk of loss to the person insured attributable to sickness of or accidents to domestic pets. |
16 | |
| 187 | Other personal financial loss Contracts of insurance (other than treaty reinsurance contracts) against risk of loss to the person insured attributable to: |
||
| (a) | loss, breakdown or reduction in value of a personal item that attach to the purchase of that item, or | ||
| (b) | to an event not taking place as intended | ||
| where the persons insured are not a body corporate or partnership and the contracts of insurance do not fall within category numbers 113, 160 or 181 to 186. | |||
| Primary (Direct) and Facultative Commercial Lines Business | |||
| 220 | Total primary (direct) and facultative commercial motor business (category numbers 221 to 223 combined). |
3, 10 | |
| 221 | Fleets Contracts of insurance (other than treaty reinsurance contracts) against loss of, or damage to, motor vehicles used on land and / or against the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of motor vehicles on land, where the motor vehicle has more than two wheels and is not a motorcycle with side-car and: |
3, 10 | |
| (a) | the primary purpose of the vehicle insured on the contract is to transport non-fare paying persons; | ||
| (b) | the motor vehicles insured on the contract are not individually rated (that is, the premium charged is for the contract as a whole and either the firm does not disclose or record for internal management purposes a separate premium for each vehicle insured on the contract, or the premium for the contract is not necessarily the same as the sum of the premiums that would have been charged had the firm insured the vehicles under a private motor policy); and | ||
| (c) | the contract does not fall within category numbers 121 (private motor comprehensive) or 122 (private motor non-comprehensive). | ||
| Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. | |||
| 222 | Commercial vehicles (non-fleet) Contracts of insurance (other than treaty reinsurance contracts) against loss of, or damage to, motor vehicles used on land and / or against the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of motor vehicles on land, where: |
3, 10 | |
| (a) | the persons insured are a body corporate or partnership; and | ||
| (b) | the primary purpose of the vehicles insured on the contract is to transport ten or more persons, to transport goods or for construction. | ||
| Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. | |||
| 223 | Motor other Contracts of insurance (other than treaty reinsurance contracts) which: |
3, 10 | |
| (a) | fall within classes 3 or 10; and | ||
| (b) | do not fall within category numbers 120, 221 or 222. | ||
| This category includes contracts of insurance relating to motor trade and taxis. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
|||
| 260 | Total primary (direct) and facultative commercial lines property business (category numbers 261 to 263 combined). |
N/A | |
| 261 | Commercial property (including livestock and crops but excluding energy) Contracts of insurance (other than treaty reinsurance contracts) against: |
4, 8, 9 | |
| (a) | loss of or damage to commercial property; or | ||
| (b) | loss of or damage to commercial property and risks that fall within the definition of category number 262 (consequential loss), where the premium for the contract is rated on a single package basis and no separately identifiable premium for either the property loss or the consequential loss is charged or recorded for internal management purposes. | ||
| This category does not include contracts of insurance that fall within category number 160 (Household), 263 (Contractors of engineering all risks), 274 (Mixed commercial package) or 343 (Energy). | |||
| 262 | Consequential loss (i.e. business interruption) Contracts of insurance (other than treaty reinsurance contracts) against risks of loss to the persons insured attributable to interruptions of the business carried on by them, or to the reduction of the scope of the business so carried out, which result from perils insured against or other events (whether or not specified in the contract). This category does not include contracts of insurance that fall within category numbers 261 (Commercial property) or 242 (Energy). |
16 | |
| 263 | Contractors or engineering all risks Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to property or equipment, or against the risks of the persons insured incurring liabilities to third parties, which arise from, or are attributable to: |
8, 9, 13 | |
| (a) | materials and works in progress during construction; | ||
| (b) | extension or renovation work; | ||
| (c) | temporary sites; | ||
| (d) | breakdown or malfunction of or damage to plant and machinery; | ||
| (e) | use of equipment hired or owned by the persons insured; or | ||
| (f) | similar types of activities. | ||
| This category excludes contracts of insurance that fall within category number 274 (Mixed commercial package). | |||
| 270 | Total primary (direct) and facultative commercial lines liability business (category numbers 271 to 274 combined). |
N/A | |
| 271 | Employers liability (including the employers liability part of mixed liability packages but excluding mixed commercial packages) Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to their employees for injury, illness or death arising out of their employment during the course of business. This category excludes contracts of insurance that fall within category number 274 (Mixed commercial package). |
13 | |
| 272 | Professional indemnity (including directors’ and officers’ liability and errors and omissions liability) Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to third parties arising from wrongful acts (such as breach of duty, breach of trust, negligence, error or omissions) by professionals, named individuals or businesses occurring in the course of the insured’s professional activities. |
13 | |
| 273 | Public and products liability Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to third parties for damage to property, injury, illness or death, arising in the course of the insured’s business, that do not fall within category numbers 120 (Personal motor), 160 (Household and domestic all risks), 271 (Employers liability), 272 (Professional indemnity) or 274 (Mixed commercial package). |
13 | |
| 274 | Mixed Commercial package Contracts of insurance (other than treaty reinsurance contracts) against more than one of: |
||
| (a) | loss or damage to property; | ||
| (b) | risks to the persons insured incurring liabilities to third parties; | ||
| (c) | risks of loss to the persons insured arising from the failure of debtors of theirs to pay their debts when due; | ||
| (d) | risks of loss to the persons insured attributable to interruptions of business carried on by them; | ||
| (e) | risks of loss to the persons insured attributable to their incurring unforeseen expenses; or | ||
| (f) | any other risk of loss to a commercial operation, | ||
| where the risks and losses covered in the contract are rated on a single package basis and no separately identifiable premium is charged or recorded for internal management purposes for any one group of risks or losses specified in the contract. This category excludes contracts of insurance that fall within category numbers 261 (Commercial property) or 343 (Energy). |
|||
| 280 | Total primary (direct) and facultative commercial lines financial loss business (category numbers 281 to 284 combined). |
||
| 281 | Fidelity and contract guarantee Contracts of insurance (other than treaty reinsurance contracts) against risks of loss to the persons insured arising from the theft of misappropriations of money or goods by employees, or attributable to failure to complete a contract on time. |
16 | |
| 282 | Credit Contracts of insurance (other than treaty reinsurance contracts) against risks of loss to the persons insured arising from the insolvency of debtors of theirs or from the failure (otherwise than through insolvency) of debtors of theirs to pay their debts when due, and which do not fall within category number 185 (Mortgage indemnity). |
14 | |
| 283 | Suretyship Contracts of insurance (other than treaty reinsurance contracts) which fall within class 15. |
15 | |
| 284 | Commercial contingency Contracts of insurance (other than treaty reinsurance contracts) against risk of loss to the person insured attributable to an event not taking place as intended where the persons insured are a body corporate or partnership. |
16 | |
| Primary (Direct) and Facultative Aviation, Marine and Transport | |||
| 330 | Total primary (direct) and facultative aviation business (category number 331 to 333 combined). | N/A | |
| 331 | Aviation liability (including liability part of airline packages) Contracts of insurance (other than treaty reinsurance contracts) against: |
11 | |
| (a) | damage arising out of, or in connection with, the use of aircraft; or | ||
| (b) | the risks of the persons insured incurring liabilities to third parties, or carrier’s liabilities, arising out of, or in connection with, the use of aircraft. | ||
| This category excludes contracts that fall within category numbers 332 (Aviation hull) or 333 (space and satellite) and risks relating to use of hovercraft. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
|||
| 332 | Aviation hull (including hull part of airline packages) Contracts of insurance (other than treaty reinsurance contracts) against risks of loss of or damage to aircraft, or the machinery, tackle, furniture or equipment of aircraft. This category excludes contracts that fall within category number 333 (Space and satellite) and risks relating to use of hovercraft. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
5 | |
| 333 | Space and satellite Contracts of insurance (other than treaty reinsurance contracts) upon satellites, aircraft or the machinery, tackle, furniture or equipment of satellites or aircraft. Contracts of insurance (other than treaty reinsurance contracts) against: |
5, 11 | |
| (a) | damage arising out of or in connection with the use of satellites or aircraft; or | ||
| (b) | the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of satellites or aircraft, | ||
| where any aircraft insured in the contract is intended to transport satellites or to travel to, or be transported to, beyond the earth’s atmosphere. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
|||
| 340 | Total primary (direct) and facultative marine business (category numbers 341 to 347 combined). |
N/A | |
| 341 | Marine liability Contracts of insurance (other than treaty reinsurance contracts) against damage or against the risks of the persons insured incurring liabilities to third parties or carrier’s liabilities, arising out of or in connection with the use of vessels on the sea or on inland water (including hovercraft) and which do not fall within category numbers 342 (Marine hull) or 347 (Yacht). Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
12 | |
| 342 | Marine hull Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to vessels on the sea or on inland water (including hovercraft), or upon the machinery, tackle, furniture or equipment of such vessels, which do not fall within category numbers 346 (war risks) or 347 (yacht). Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
6 | |
| 343 | Energy (on and off-shore) Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to property, or against the risks of the persons insured incurring liabilities to third parties, or against risks of loss to the persons insured attributable to interruptions of business carried only them, arising from the undertaking of energy operations on both land and sea. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
6, 8, 9, 12, 13, 16 | |
| 344 | Protection and indemnity Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to third parties for damage to property, injury, illness or death on board vessels on the sea or inland water or at locations associated with the operation of such vessels such as docks, arising from the negligence of the owner of or individuals responsible for the vessels. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
12 | |
| 345 | Freight demurrage and defence Contracts of insurance (other than treaty reinsurance contracts) against the risks of loss to the persons insured attributable to their incurring legal expenses (including costs of litigation) arising from loss of or damage to goods during a period of transit that included, or was due to include, transport of the goods via sea or inland water. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
17 | |
| 346 | War risks Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to property or mass transportation vehicles arising from war, civil war, revolution, rebellion, insurrection or hostile act by a belligerent power. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
6 | |
| 347 | Yacht Contracts of insurance (other than treaty reinsurance contracts) upon vessels on the sea or on inland water. Contracts of insurance (other than treaty reinsurance contracts) against: |
6, 12 | |
| (a) | damage arising out of or in connection with the use of vessels on the sea or on inland water, or upon the machinery, tackle, furniture or equipment of such vessels; or | ||
| (b) | the risks of the persons insured incurring liabilities to third parties, arising out of or in connection with the use of vessels on the sea or on inland water, | ||
| where the vessels insured in the contract are not used for transporting goods or fare-paying passengers. Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category. |
|||
| 350 | Primary (direct) and facultative goods in transit Contracts of insurance (other than treaty reinsurance contracts) against loss of, or damage to, merchandise, baggage and all other goods in transit, irrespective of the form of transport. |
7 | |
| 400 | Miscellaneous primary (Direct) and facultative business Contracts of insurance (other than treaty reinsurance contracts) that, in the reasonable opinion of the insurer’s governing body, do not fall within category numbers 110 to 350 or may mislead users of the return if allocated to one of category numbers 110 to 350. |
N/A | |
| Non-Proportional Reinsurance Treaty Business | |||
| 500 | Total Non-Proportional Reinsurance Treaty Business accepted (category numbers 510 to 590 combined). |
N/A | |
| 510 | Non-proportional accident & health Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 1 or 2, and do not fall within category numbers 590 or 710(p). |
1, 2 | |
| 520 | Non-proportional motor Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 3 or 10, or category number 710(p), and do not fall within category number 590. |
3, 10 | |
| 530 | Non-proportional aviation Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 5 or 11, or category number 710(p), and do not fall within category number 590. |
5, 11 | |
| 540 | Non-proportional marine Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 6 or 12, or category number 710(p), and do not fall within category number 590. |
6, 12 | |
| 550 | Non-proportional transport Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within class 7, and do not fall within category number 590. |
7 | |
| 560 | Non-proportional property Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 8 or 9, and do not fall within category number 590. |
4, 8, 9 | |
| 570 | Non-proportional liability (non-motor) Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within class 13, and do not fall within category numbers 520, 530, 540 or 590. |
13 | |
| 580 | Non-proportional financial lines Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 14, 15, 16, 17 or 18, and do not fall within category number 590. |
14, 15, 16, 17, 18 | |
| 590 | Non-proportional aggregate cover Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which will fall within more than one of category numbers 510 to 580, where no one of these categories accounts for more than 90% of the exposure on the contract. |
1 to 18 | |
| Proportional Reinsurance Treaty Business | |||
| 600 | Total Proportional Reinsurance Treaty Business accepted (category numbers 610 to 690 combined). |
N/A | |
| 610 | Proportional accident & health Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 1 or 2, and do not fall within category numbers 690 or 710(p). |
1, 2 | |
| 620 | Proportional motor Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 3 or 10, or category number 710(p) and do not fall within category number 690. |
3, 10 | |
| 630 | Proportional aviation Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 5 or 11, or category number 710(p) and do not fall within category number 690. |
5, 11 | |
| 640 | Proportional marine Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 6 or 12, or category number 710(p) and do not fall within category number 690. |
6, 12 | |
| 650 | Proportional transport Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within class 7 and do not fall within category number 690. |
7 | |
| 660 | Proportional property Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 8 or 9 and do not fall within category number 690. |
4, 8, 9 | |
| 670 | Proportional liability (excluding motor) Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within class 13 and do not fall within category number 690. |
13 | |
| 680 | Proportional financial lines Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 14, 15, 16, 17 or 18 and do not fall within category number 690. |
14, 15, 16, 17, 18 | |
| 690 | Proportional aggregate cover (i.e. more than one of the above) Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within more than one of the category numbers 610 to 680, where no one of these categories accounts for more than 90% of the exposure on the contract. |
1 to 18 | |
| 700 | Miscellaneous treaty reinsurance accepted business Contracts of insurance, effected or carried out under reinsurance treaties that, in the reasonable opinion of the firm’s governing body, do not fall within category numbers 500 or 600 or may mislead users of the return if allocated to one of these categories. |
N/A | |
| 710(p) | Treaty reinsurance passenger accident Contracts of insurance, effected or carried out under reinsurance treaties against risks of death of, or injury to, passengers which the firm elects to allocate to category numbers 520, 530, 540, 590, 620, 630, 640 or 690 notwithstanding that they would also fall within the definition of category numbers 510 or 610. |
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- 01/07/2016
12.2
Groups of categories of general insurance business to which categories in 12.1 are to be allocated for the purpose of reporting in the return:
| Category Number | PRA general insurance business reporting category |
|---|---|
| 409 | Balance of all primary (direct) and facultative business All direct and facultative insurance business reported in a Form 20 to 25 under category number 002 that is not also reported in the same Form under category numbers 110, 120, 160, 180, 220, 260, 270, 280, 330, 340, 350 and 400. |
| 709 | Balance of all treaty reinsurance accepted business All treaty reinsurance business reported in a Form 20 to 25 under category number 003 that is not also reported in the same Form under category numbers 500, 600 and 700. |
- 01/07/2016
12.3
The following table details the criteria (if any) for whether a Form is required for a category of business:
| Form | Category of business | Reporting Criteria (if any) |
|---|---|---|
| F20 - F25 Technical provisions and profit & loss account |
Category number 001 | Forms always required |
| F20 - F25 Technical provisions and profit & loss account |
Category numbers 002, 003 | Either - (a) the insurer's gross undiscounted provisions in the category of business at the end of the financial year exceed zero; or (b) the insurer's gross written premiums in the category of business in the financial year exceed zero. |
| F20 - F25 Technical provisions and profit & loss account |
Category numbers 110, 120, 160, 180, 220, 260, 270, 280, 330, 340, 350, 400, 500, 600, 700 | Either - (a) the insurer's gross undiscounted provisions in the category of business at the end of the financial year exceed: (i) £100m; or (ii) the higher of 5% of the insurer's total gross undiscounted provisions and £1 million; or (b) the insurer's gross written premiums in the category of business in the financial year exceed: (i) £100m; or (ii) the higher of 5% of the insurer's total gross written premiums and £1 million. |
| F20 - F25 Technical provisions and profit & loss account |
Category number 409 | Some business in category number 002 is not reported on Forms 20 to 25 for category numbers 110 to 400. |
| F20 - F25 Technical provisions and profit & loss account |
Category number 709 | Some business in category number 003 is not reported on Forms 20 to 25 for category numbers 500, 600 and 700. |
| F26 to F29 Results by year of origin for treaties accepted |
Category numbers 510 to 590 and 610 to 690 denominated in any one currency. Category number 700 |
Either – (a) the insurer's gross undiscounted provisions in the category of business at the end of the financial year exceed: (i) £100m; or (ii) the higher of 5% of the insurer's total gross undiscounted provisions and £1 million; or (b) the insurer's gross written premiums in the category of business in the financial year exceed: (i) £100m; or (ii) the higher of 5% of the insurer's total gross written premiums and £1 million. |
| F31, F32, F34 Gross results by year of origin for direct and facultative business |
Category numbers 331 to 333 and 341 to 350 denominated in any one currency. Category numbers 111 to 114, 121 to 160, 181 to 187, 221 to 223, 261 to 263, 271 to 274 and 281 to 284 denominated in any one currency carried on in any reporting territory Category number 400 |
Either - (a) the insurer's gross undiscounted provisions in the category of business at the end of the financial year exceed: (i) £100m; or (ii) the higher of 5% of the insurer's total gross undiscounted provisions and £1 million; or (b) the insurer's gross written premiums in the category of business in the financial year exceed: (i) £100m; or (ii) the higher of 5% of the insurer's total gross written premiums and £1 million. |
- 01/07/2016
12.4
For the purposes of column 2 of the table in 12.3:
- (1) a currency in which a contract of insurance is denominated is:
- (a) the currency in which the contract requires settlement of claims or the successor to that currency;
- (b) the currency in which the firm records claim payments under the contract, if the contract permits settlement of claims in more than one currency or if it is the firm’s internal practice to convert claim payments to that currency; or
- (c) the currency in which the firm maintains records of the development of premiums or claims under the contract in order to determine the technical provisions.
- 01/07/2016
12.5
A list of currency codes and country codes required for Forms 26 to 29, 31, 32 and 34 is as follows:
| COUNTRY | CODE | CURRENCY | CODE |
| Afghanistan | QS | Afghani | AFN |
| Albania | CE | Albanian Lek | ALL |
| Algeria | KA | Algerian dinar | DZD |
| Andorra | CG | Euro | EUR |
| Angola | MT | Kwanza | AOA |
| Anguilla | GY | East Caribbean Dollar | XCD |
| Antigua and Barbuda | GP | East Caribbean Dollar | XCD |
| Argentina | JA | Argentine Peso | ARS |
| Armenia | RB | Armenian dram | AMD |
| Aruba | GM | Aruban guilder | AWG |
| Australia | EA | Australian Dollar | AUD |
| Austria | BL | Euro | EUR |
| Azerbaijan | RC | Azerbaijani menat | AZN |
| Bahamas | GD | Bahamian dollar | BSD |
| Bahrain | PN | Bahraini dinar | BHD |
| Bangladesh | QA | Taka | BDT |
| Barbados | GA | Barbadian dollar | BBD |
| Belarus | RD | Belarusian ruble | BYR |
| Belgium | BD | Euro | EUR |
| Belize | HH | Belizean dollar | BZD |
| Benin | LK | CFA franc (BCEAO) | XOF |
| Bermuda | GE | Bermudian dollar | BMD |
| Bhutan | QX | Nguktrum/Indian rupee | BTN |
| Bolivia | JL | Boliviano | BOB |
| Bosnia and Herzegovina | CH | Marka | BAM |
| Botswana | MG | Pula | BWP |
| Brazil | JC | Real | BRL |
| Brunei | QY | Bruneian Dollar | BND |
| Bulgaria | CD | Lev | BGN |
| Burkina FASO | LL | CFA franc (BCEAO) | XOF |
| Burundi | MW | Burundi franc | BIF |
| Cambodia | QU | Riel | KHR |
| Cameroon | MV | CFA Franc (BEAC) | XAF |
| Canada | FA | Canadian dollar | CAD |
| Cape Verde | LM | Cape Verdean escudo | CVE |
| Cayman Islands | KY | Cayman Island Dollar | KYD |
| Central African Republic | MY | CFA franc (BCEA) | XAF |
| Chad | NA | CFA franc (BCEA) | XAF |
| Channel Islands | BA | British Pound | GBP |
| Chile | JB | Chilean peso | CLP |
| China (Taiwan) | New Taiwan dollar | TWD | |
| China, Peoples Republic of | QJ | Renminbi yuan | CNY |
| Christmas Island | ET | Australian dollar | AUD |
| Cocos Island | EU | Australian dollar | AUD |
| Columbia | JD | Columbian peso | COP |
| Comoros | MX | Comoran franc | KMF |
| Congo, Democratic Republic of | MM | Congolese franc | CDF |
| Congo, (Republic of) | MU | CFA franc BEAC | XAF |
| Cook Islands | EV | New Zealand dollar | NZD |
| Costa Rica | HF | Costa Rican colon | CRC |
| Croatia | CJ | Kuna | HRK |
| Cuba | GJ | Cuban peso | CUP |
| Cyprus | DA | Euro | EUR |
| Czech Republic | CP | Czech koruna | CZK |
| Denmark | BE | Danish krone | DKK |
| Djibouti | NB | Dijboutian franc | DJF |
| Dominica | GR | East Caribbean Dollar | XCD |
| Dominican Republic | GF | Dominican peso | DOP |
| Ecuador | JF | U.S. Dollar | USD |
| Egypt | KE | Egyptian pound | EGP |
| El Salvador | HB | Salvadoran colon | SVC |
| England | AC | British Pound | GBP |
| Equatorial Guinea | NC | CFA franc (BCEA) | XAF |
| Eritrea | NK | Nakfa | ERN |
| Estonia | RE | Euro | EUR |
| Ethopia | MP | Birr | ETB |
| European Currencies, Weighted Average of | CZ | European Currencies, Weighted Average of | XBA |
| European Currency Unit | CY | European Currency Unit | XEU |
| Falkland Islands | AZ | Falkland Islands Pound | FKP |
| Faro Islands | CT | Danish Krone | DKK |
| Fiji | EC | Fijian dollar | FJD |
| Finland | BR | Euro | EUR |
| France | BF | Euro | EUR |
| French Guiana | JK | Euro | EUR |
| French Polynesia | EY | CFP Franc | XPF |
| Gabon | ND | CFA franc (BCEA) | XAF |
| Gambia, The | LA | Dalasi | GMD |
| Georgia | RF | Iari | GEL |
| Germany | BK | Euro | EUR |
| Ghana | LB | Cedi | GHS |
| Gibraltar | DB | Gibraltar pound | GIP |
| Grand Cayman Islands | GW | Caymanian Dollar | KYV |
| Greece | BN | Euro | EUR |
| Greenland | CS | Danish krone | DKK |
| Grenada | GQ | East Caribbean Dollar | XCD |
| Guam | RW | US dollar | USD |
| Guatemala | HD | Quetzal | QTQ |
| Guinea | LN | Guinean franc | GNF |
| Guinea-Bissau | LP | CFA franc (BCEAO) | XOF |
| Guyana | JH | Guyanese dollar | GYD |
| Haiti | GK | Gourde | HTG |
| Honduras | HC | Lempira | HNL |
| Hong Kong | QE | Hong Kong dollar | HKD |
| Hungary | CC | Hungarian forint | HUF |
| Iceland | BU | Icelandic krona | ISK |
| India | QB | Indian rupee | INR |
| Indonesia | QM | Indonesian rupiah | IDR |
| Iran | PB | Iranian rial | IRR |
| Iraq | PJ | Iraqi dinar | IQD |
| Irish Republic | BC | Euro | EUR |
| Isle of Man | BB | British pound | GBP |
| Israel | PC | New Israeli shekel | ILS |
| Italy | BG | Euro | EUR |
| Ivory Coast | LH | CRA franc (BCEAO) | XOF |
| Jamaica | GB | Jamaican dollar | JMD |
| Japan | QK | Yen | JPY |
| Jordan | PL | Jordanian dinar | JOD |
| Kazakhstan | RG | Tenge | KZT |
| Kenya | MA | Kenyan shilling | KES |
| Kiribati | ED | Australian dollar | AUD |
| Korea, South | QR | South Korea won | KRW |
| Korea, North | QP | North Korean won | KPW |
| Kuwait | PD | Kuwaiti dinar | KWD |
| Kyrgz, republic of (Krygyzstan) | RV | Kyrgyzstani som | KGS |
| Laos | RT | Kip | LAK |
| Latvia | RJ | Latvian lat | LVL |
| Lebanon | PE | Lebanese pound | LBP |
| Lesotho | MH | Lesotho Loti | LSL |
| Liberia | LG | Liberian dollar | LRD |
| Libya | KD | Libyan dinar | LYD |
| Liechtenstein | CK | Swiss Franc | CHF |
| Lithuania | RK | Litas | LTL |
| Luxembourg | BH | Euro | EUR |
| Macau | QD | Pataca | MOP |
| Macedonia | BZ | Denars | MKD |
| Madagascar | MS | Malagasy franc | MGF |
| Malawi | MD | Malawian kwacha | MWK |
| Malaysia | QF | ringgit | MYR |
| Maldives | RU | Rufiyaa | MVR |
| Mali | LE | CFA franc (BCEAO) | XOF |
| Malta | DC | Euro | EUR |
| Marshall Islands | EM | US dollar | USD |
| Mauritania | LS | Ouguiya | MRO |
| Mauritius | ML | Mauritian rupee | MUR |
| Mexico | HA | Mexican peso | MXN |
| Micronesia | EN | US Dollar | USD |
| Moldova | RL | Moldovan leu | MDL |
| Monaco | CF | Euro | EUR |
| Mongolia | RM | Todrog/tugrik | MNT |
| Montenegro | ME | Euro | EUR |
| Monserrat | GS | East Caribbean Dollar | XCD |
| Morocco | KB | Moroccan dirham | MAD |
| Mozambique | MR | Metical | MZN |
| Myanmar | QH | Myanmar kyat | MMK |
| Namibia | NE | Namibian dollar | NAD |
| Nauru | EE | Australian dollar | AUD |
| Nepal | QT | Nepalese rupee | NPR |
| Netherlands | BJ | Euro | EUR |
| Netherlands Antilles | GX | Netherlands Antillean guilder | ANG |
| New Caledonia | EZ | CFP Franc | XPF |
| New Zealand | EB | New Zealand Dollar | NZD |
| Nicaragua | HE | Gold Cordoba | NIO |
| Niger | NF | CFA franc (BCEAO) | XOF |
| Nigeria | LC | Faira | NGN |
| Niue | ER | New Zealand dollar | NZD |
| Norfolk Island | ES | Australian dollar | AUD |
| Northern Ireland | AF | British pound | GBP |
| Norway | BS | Norwegian krone | NOK |
| Oman | PP | Omani rial | OMR |
| Pakistan | QC | Pakistani rupee | PKR |
| Palau | EP | US dollar | USD |
| Panama | HG | Panama dollar | PAB |
| Papua New Guinea | EF | kina | PGK |
| Paraguay | JM | Guarani | PYG |
| Peru | JG | Nevo sol | PEN |
| Philippines | QL | Philippine peso | PHP |
| Pitcairn Islands | EX | New Zealand dollar | NZD |
| Poland | BV | Zloty | PLN |
| Portugal | BP | Euro | EUR |
| Puerto Rico | GG | US dollar | USD |
| Qatar | PG | Qatari riyal | QAR |
| Romania | BW | Leu | RON |
| Russia | RN | Rouble | RUB |
| Rwanda | NG | Rwandan franc | RWF |
| Samoa | EL | Samoa tala | WST |
| San Marino | CL | Euro | EUR |
| Sao Tome and Principle | LQ | Dobra | STD |
| Saudi Arabia | PF | Saudi riyal | SAR |
| Scotland | AE | British pound | GBP |
| Senegal | LJ | CFA franc (BCEAO) | XOF |
| Serbia | RS | Dinar | RSD |
| Seychelles | NH | Seychelles rupee | SCR |
| Sierra Leone | LD | Leone | SLL |
| Singapore | QG | Singapore dollar | SGD |
| Slovakia | CQ | Euro | EUR |
| Slovenia | CM | Euro | EUR |
| Solomon Islands | EG | Solomon Islands dollar | SBD |
| Somalia | MQ | Somali shilling | SOS |
| South Africa | MK | South African Rand | ZAR |
| Spain | BQ | Euro | EUR |
| Sri Lanka | QZ | Sri Lankan rupee | LKR |
| St Helena and Dependencies | NJ | British pound | GBP |
| St KittsNevis | GT | East Caribbean dollar | XCD |
| St Lucia | GV | East Caribbean dollar | XCD |
| St Martin | GN | Netherlands Antillean guilder / Euro | ANG/EUR |
| St Vincent and the Grenadines | GU | East Caribbean Dollar | XCD |
| Sudan | MN | Sudanese dinar | SDG |
| Surinam | JJ | Surinamese guilder | SRG |
| Svalbard | BX | Norwegian krone | NOK |
| Swaziland | MJ | Waziland lilangeni | SZL |
| Sweden | BT | Swedish krona | SEK |
| Switzerland | BM | Swiss franc | CHF |
| Syria | PK | Syrian pound | SYP |
| Tahiti | QV | CFP Franc | XPF |
| Tajikistan | RP | Somoni | TJS |
| Tanzania | MC | Tanzanian shilling | TZS |
| Thailand | QN | Bhat | THB |
| Togo | LR | CFA franc (BCEAO) | XOF |
| Tolelau | EQ | New Zealand dollar | NZD |
| Tonga | EH | Pa’amda | TOP |
| Trinidad and Tobago | GC | Trinidad and Tobago dollar | TTD |
| Tunisia | KC | Tunisian dinar | TND |
| Turkey | PA | Turkish lira | TRY |
| Turkenistan | RQ | Turkmen manta | TMT |
| Turks &Caicos Islands | GZ | US dollar | USD |
| Tuvalu | EJ | Australian dollar | AUD |
| Uganda | MB | Ugandan shilling | UGX |
| Ukraine | RR | Hryvnia | UAH |
| United Arab Emirates | PH | Emirati dirham | AED |
| United Kingdom | AA | British pound | GBP |
| Uruguay | JN | Uruguayan peso | UYU |
| USA | FB | US dollar | US |
| Uzbekistan | RS | Uzbekistani sum | UZS |
| Vanuata | EK | Vatu | VUV |
| Vatican City | CN | Euro | EUR |
| Venezuela | JE | Venezuelan Bolivar | VEF |
| Vietnam | QW | Dong | VND |
| Virgin Islands | GH | US dollar | USD |
| Wales | AD | British pound | GBP |
| Wallis and Futuna | EW | CFP Franc | XPF |
| Western Sahara | KF | Moroccan dirham | MAD |
| Yemen | PM | Yemeni rial | YER |
| Zambia | ME | Zambian kwacha | ZMW |
| Zimbabwe | MF | Zimbabwean dollar | ZWD |
- 01/07/2016
12.6
The reporting territory codes required for Forms 30, 31, 32 and 34 must be in accordance with the following:
| Reporting territory | Code |
|---|---|
| General insurance business carried on in the UK that is not home foreign business | AA |
| home foreign business | AB |
| General insurance business carried on outside the UK | XX |
| World wide | WW |
- 01/07/2016
12.7
The groups of classes of general insurance business are as follows:
| Number | Description | Nature of business |
|---|---|---|
| 1 | Accident and health | Classes 1 and 2 |
| 2 | Motor | Class 1 (to the extent that the relevant risks are risks of the person insured sustaining injury, or dying, as the result of travelling as a passenger) and classes 3, 7 and 10 |
| 3 | Marine and transport | Class 1 (to the said extent) and classes 4, 6, 7 and 12. |
| 4 | Aviation | Class 1 (to the said extent) and classes 5, 7 and 11. |
| 5 | Fire and other damage to property | Classes 8 and 9 |
| 6 | Liability | Classes 10, 11, 12 and 13 |
| 7 | Credit and suretyship | Classes 14 and 15 |
| 8 | General | All Classes |
- 01/07/2016